It can sometimes be difficult recovering damages from the at-fault party; they may believe that they're not at fault – or they may not have auto insurance. So, by filing a claim with Toggle, we may be able to help you recover your costs – including your deductible – from the at-fault party's insurance company.

If you're on the road and need roadside assistance, the fastest way to request it is to log in to your self-service account and click on "My Policies" and then "Get roadside assistance". This will take you to the website for our Roadside Assistance vendor HONK's platform, where you can request help. If you need help navigating that process, you can also call (855) 864-1530 and a representative can help walk you through it (Monday - Friday from 9am to 10pm EST; Saturday from 10am to 9pm EST). Note: all claims are subject to the coverages and policy limits you selected, your policy deductible when applicable, and other terms and conditions.

It depends on how complex the claim is, how serious the damages or injuries are, and how willing other involved parties are to cooperate. Farmers claims representatives always work toward prompt resolution of every claim. If a claim requires follow-up work, we'll be there with you every step of the way. And, if your claim has been closed and additional damage or injuries are identified later, we'll reopen the claim and determine if your policy provides coverage for the additional expense.

In order to prove your ownership of property you have claimed to be stolen or damaged, we may ask you to provide purchase receipts; owner’s manuals or product packaging; appraisals; and/or photographs of the item(s) in your home, subject to investigation.

If you would like to submit a claim with Toggle, visit our website (www.gettoggle.com) and click "Claims" at the top of the page. Select the type of claim (Auto, Home, Renters) and then select either "File a Claim" or "Check a Claim". If you are the Toggle policyholder, follow the prompts to log into your online account and fill out the necessary information regarding your claim. If you're not a Toggle policyholder, select "I'm someone else" and follow the prompts to fill out the necessary information regarding your claim. After you submit your claim, a claims representative will reach out to you either by phone or email (whichever you prefer). If needed, they will likely ask for more details about the loss to help them process the claim. Note: all claims are subject to the policy limits selected, the deductible (when applicable), and other terms and conditions. Our claims department can also be reached by phone - simply call (855) 864-1530 and selecting Option 2.

It’s important that you give us notice as soon as possible after your loss or damage. If you discover additional information later on that might help your Toggle claims representative process your claim, please provide it to them at that point. We can even reopen a claim after it has been closed if at a later time you obtain information that might result in additional payment to you.