We don't act like your typical insurance company because we're not your typical insurance company. We do things a little differently - like design products that are flexible and customizable, to fit your needs. But insurance is deep in our DNA. We're a member of the Farmers® Insurance family, which means when you need us, we're there. And with over 90 years of experience, we're not fly by night.

Toggle is more than the one-size-fits-all insurance of yesterday. Our products are modern and customizable, so they're designed to fit you and your unique needs perfectly. We offer renters insurance that moves and grows with you and auto insurance that truly puts you in the driver's seat. Because you want the things you care about to be protected, wherever life takes you. 

Toggle Renters insurance is currently available in Arizona, Arkansas, California, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Minnesota, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Washington D.C., and Wisconsin - and we’re expanding to more states soon!

Toggle Auto insurance is currently available in Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, and Wisconsin - and we're expanding to more states soon!

Toggle Home insurance is currently available in Arizona, Arkansas, Illinois, New Mexico, Oklahoma, Oregon, Pennsylvania, Tennessee, and Wisconsin - and (again) we're expanding to more states soon!

Not at all! When you apply for a quote with Toggle, we may obtain your credit information or other third party consumer reports to offer a price uniquely for you, depending on your state. Don't worry though, any credit inquiry is considered a 'soft hit' that won't affect your credit score in any way.

A deductible is the amount you're responsible for paying in the event you have certain covered losses to your personal property. If, for example, you select a $500 deductible and you have a covered claim with damages totaling $3,000, we will pay $3,000 minus your $500 deductible. So, your issued payment would be $2,500.

Toggle Renters and Home policies are twelve (12) months in length, from the coverage start date that you select.

Toggle Auto policies are six (6) months in length, from the coverage start date that you select.

For Toggle Renters and Auto policies, you can purchase a policy up to thirty (30) days in advance of your desired coverage start date. For Toggle Home policies, you can purchase a policy up to sixty (60) days in advance of your desired coverage start date.

With Toggle, if your tenants add you as an Additional Interest on their renters insurance policy, we'll send you proof of their insurance directly. We'll also notify you if they cancel their policy.

Yes, Toggle renters insurance policies are effective for 12 months from the start date your tenant selected at the time of purchase. That timeframe will be indicated on your tenant's proof of insurance, which can be sent to you directly if they add you as an Additional Interest on their policy.

We offer a paid-in-full option in Texas only (at the moment). For all other states, payments are charged on a monthly basis. Keep in mind that Toggle renters insurance policies provide annual coverage (effective for 12 months from the start date).

Toggle has a Property Manager program that may provide a referral fee depending on your state. If interested, you can find out more details and sign up for the program here: https://info.gettoggle.com/propertymanagers-1-0-0-0-0

Not yet! But we have a mobile friendly website that allows you to manage your policy anytime, anywhere.