CLAIMS PAPERLESS ELECTRONIC DELIVERY Toggle® is a brand name. Insurance sold under the Toggle brand name is underwritten by Toggle Insurance Company and 21st Century Premier Insurance Company, which are part of the Farmers Insurance Group of Companies® (collectively, “Farmers”). Farmers is pleased to offer electronic delivery (“Claims Paperless”) of claims related documents as described below. Please read these Terms and Conditions carefully. By consenting to Claims Paperless, you accept and agree to the following: I agree to receive my claims related documents in electronic form. I will receive documents related to the processing of my claim including, but not limited to, estimates, correspondence, claims forms, and information about related services (collectively, “Documents”) by electronic delivery. There may be some Documents that cannot be delivered electronically due to legal and/or technological constraints. These Documents will be delivered to me via United States Postal Service (USPS) to my postal address. My consent to enrollment in Claims Paperless will remain in effect for the life of this claim, or until I unenroll as explained below. I understand the minimum hardware and software requirements for Claims Paperless. Documents will be delivered in PDF or HTML format. I understand that I must have an email account, access to an Internet browser, and Adobe® Reader® software (this software is available for download free of charge at https://get.adobe.com/reader/). If I wish to print Documents, I must also have access to a printer. I will be informed of any changes to the hardware and software requirements for electronic delivery such that I will no longer be capable of accessing, viewing or retaining my Documents. I will then be requested to review the updated Terms and Conditions and my continued enrollment will serve as my consent to my ongoing participation in the Electronic Delivery option and agreement to the updated Terms and Conditions, including the new requirements. I understand that I must provide Farmers with a working email address. I understand that I will need to maintain a current email address with Farmers and ensure that it is active and capable of receiving new emails. To do this, I will ensure that my email account has sufficient space for new emails and that my email server and spam-blocking software do not block Farmers emails. I understand that Farmers is not responsible for problems arising from emails sent to an inactive or out-of-date email address, unless Farmers is solely negligent for using an incorrect address. If an email is returned to Farmers as undeliverable, Farmers will notify me to update my email address. If I do not update my email address, I will be unenrolled in Claims Paperless, and all Documents will be sent to me via the USPS to my postal address. I understand that I can unenroll from Claims Paperless at any time. My consent to enrollment in Claims Paperless will remain in effect for the duration of my claim, or until I revoke my consent. If I withdraw my consent for Farmers to provide me with Documents in electronic form, Farmers will, from that point forward, provide me with Documents in paper form. To withdraw my consent, I understand that I must email Farmers at claims@gettoggle.com with the following subject line “WITHDRAW ELECTRONIC CONSENT.” The body of the email must include my name, claim number, the effective date of my withdrawal and whether I want all communications to be in paper form. Upon unenrolling, I understand that all subsequent Documents will be mailed to my postal address via USPS (please allow up to 24 hours to process your unenrollment). Revocation of consent will not affect the legal enforceability of Documents provided to me through the Claims Paperless process before the effective date of unenrollment. I understand that Farmers may modify these terms and conditions at any time. My continued participation in this Claims Paperless option will constitute my acceptance of any revisions to the Terms and Conditions. Please check the Terms of Use on www.gettoggle.com regularly. We are not required to deliver information electronically and may discontinue electronic delivery in whole or in part at any time.