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A neighbor slips on my sidewalk and threatens to take me to court for damages. Does my homeowners policy have coverage to help me?

Yes. Your Toggle Home insurance policy can help you pay for damages, if the accident is the result of your negligence. It can also help pay for the legal costs of defending you against a claim. Also, the medical payments part of your Toggle Home insurance policy can help you with medical expenses arising from an injury to a neighbor or guest.

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Advertisement produced on behalf of the following specific insurers, each having their principal place of business in Los Angeles, CA, and seeking to obtain business for insurance underwritten by 21st Century Casualty Company (#3134-4, domiciled in CA) and 21st Century Premier Insurance Company (#0336-8, domiciled in PA), Toggle Insurance Company, or affiliates. In Texas, insurance is underwritten by Toggle Insurance Company and Farmers Texas County Mutual Insurance Company. In New York, insurance is underwritten by Toggle Insurance Company. Home office: Los Angeles, CA.

Each insurer has sole financial responsibility for its own insurance.

List of all insurers and states where such insurers offer coverages can be found here. Not all insurers are authorized in all states. Not all products, coverages, features and/or discounts are available in every state and may vary by state. See your policy contract for detailed information.