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Does my TLC coverage apply if I leave my residence because of a power outage?

No. While each claim is unique, loss of power is generally not a covered loss under the policy nor is it considered damage to the dwelling.

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Advertisement produced on behalf of the following specific insurers, each having their principal place of business in Los Angeles, CA, and seeking to obtain business for insurance underwritten by 21st Century Casualty Company (#3134-4, domiciled in CA) and 21st Century Premier Insurance Company (#0336-8, domiciled in PA), Toggle Insurance Company, or affiliates. In Texas, insurance is underwritten by Toggle Insurance Company and Farmers Texas County Mutual Insurance Company. In New York, insurance is underwritten by Toggle Insurance Company. Home office: Los Angeles, CA.

Each insurer has sole financial responsibility for its own insurance.

List of all insurers and states where such insurers offer coverages can be found here. Not all insurers are authorized in all states. Not all products, coverages, features and/or discounts are available in every state and may vary by state. See your policy contract for detailed information.