Not at all! When you apply for a quote with Toggle, we may obtain your credit information or other third party consumer reports to offer a price uniquely for you, depending on your state. Don't worry though, any credit inquiry is considered a 'soft hit' that won't affect your credit score in any way.
A deductible is the amount you're responsible for paying in the event you have certain covered losses to your personal property. If, for example, you select a $500 deductible and you have a covered claim with damages totaling $3,000, we will pay $3,000 minus your $500 deductible. So, your issued payment would be $2,500.
Toggle Renters policies are 12 months in length, from the coverage start date that you select.
Toggle Auto policies are 6 months in length, from the coverage start date that you select.
You can purchase a policy up to 30 days in advance of your desired coverage start date.